Course Threads :-  

• The concept of financial default
• The concept of bad loans
• Basics of bad loan classification
  • Reasons for bad loans
  • Causes related to the customer
  • Bank-related reasons
• Reasons related to the circumstances surrounding the stalled project
• Indicators of bad loans
• Stages of bad loans
• Effects of Bad Loans
• Methods for measuring the risk of bad loans
  • Method of financial analysis
  • Assessment Curricula (PRISM-5C’s-5P’s)
  • Fault prediction models
• Handling and managing bad loans
  • Procedures to assist the client out of default
  • Settlement of bad loans
  • Merger, liquidation of activity and legal follow-up
• Means of limiting and preventing bad loans
  • Loan review
  • Credit inquiries
  • Other preventive measures against the risk of loan default
• Control and follow-up on credit and bank financing before grant operations
• Studying and evaluating the creditworthiness of clients before granting credit (before credit implementation)
• Study and analysis of the customer’s facilities request (preparing the credit report)
• Control over the granting and renewal of credit
• Control over credit bonds and guarantees

Target Group :-  

• Employees and department heads for corporate and retail credit departments
• Employees and heads of departments in the departments of loan follow-up and credit control
• Staff and heads of departments in banking risk departments
• Staff and heads of departments in internal control departments
• employees and heads of departments finance in financial leasing companies
• Finance employees and officials in financing and installment companies